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Insurance Compliance


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Commercial property insurance comes with a list of strict requirements, especially when buildings are vacant. As experts in insurance compliance, we help you meet those obligations. 

Insurance property inspections catch issues early. Detailed reports prove that you’re managing the risk, so insurance can be easier to come by and less expensive.

Insurance inspections

Our insurance inspections are customised. They’re tailored to your insurance company’s specific policy requirements, making it easier for you to meet every obligation.

Straight after each inspection, you receive a real-time report. When there are potential problems, we recommend solutions. If there’s a serious security risk, we deal with it immediately and report back to you.

There are numerous advantages to this approach:

  • Insurance compliance becomes less complex and stressful
  • To your insurer, real-time reports with time-stamped photographs are proof of proactive risk management
  • Buildings insurance can be easier to come by, particularly for vacant properties
  • Premiums could be more competitive
  • Potential vulnerabilities are flagged early and fixed, reducing the risk of crime

It’s an adaptable service, and we’re here to help. Call the CSG team on 0844 561 0578 or send a message.

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Commercial insurance inspections — What’s included?

Our commercial insurance inspections are carried out by SIA-accredited security professionals. Because inspections are tailored to policy requirements, their duties vary. However, they generally include:

  • Inspecting the exterior for security integrity, weather damage, attempted breaches and maintenance issues
  • Interior checks for intruders, weather damage, maintenance issues and pest infestation
  • Weatherproofing
  • Removing rubbish and flammable materials
  • Testing and resetting CCTV, intruder alarms, fire alarms and access control systems
  • Utility checks and management, including water drain downs

You can review the inspection results immediately via a secure dashboard, and you’ll get a thorough report with time-stamped and dated photographs. It’s an evidential paper trail which stands up to legal scrutiny in the event of a claim.

To find out more, call the CSG team on 0844 561 0578 or send a message.

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Key features of insurance compliance inspections

Customised inspections

Inspections are customised in line with the specific obligations of your insurance policy. Compliance is easier because we help you fulfil an insurer’s exact requirements.

Actionable reports

Our security experts provide detailed, actionable inspection logs and reports. Security and compliance issues can be dealt with swiftly, before they create problems.

Proof of compliance

You can prove that all reasonable steps have been taken to reduce the risk. There’s a permanent record, with photographic evidence, that you’re meeting an insurer’s expectations.

Peace of mind

Commercial insurance claims can be refused because of failure to mitigate risk. We provide proactive property management, verifiable risk management — and peace of mind.

Vacant property security

High-risk vacant properties are notoriously difficult and expensive to insure. Compliance inspections reduce the risk, so insurance can be easier to find and more affordable.

SIA accreditation

Your property is in safe hands. All inspections are carried out by security experts who have been trained and accredited by the Security Industry Authority (SIA).

Call the team on 0844 561 0578 to tell us what you need. Or, if you prefer to send a message, get in touch here.

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FAQs

You may have some questions about our insurance compliance service. We’ve answered some of the most common questions here, although please feel free to call us on 0844 561 0578

Which types of property can you provide insurance inspections for?

The service can benefit a wide range of commercial properties — vacant properties in particular. Many insurance companies refuse to cover unoccupied premises and, when they do provide cover, premiums are expensive with a long list of requirements.

Regular inspections help you manage the risks — crime, building deterioration, weather damage and so on.

How often are property inspections carried out?

We always follow the requirements of your insurance policy. Inspections generally take place every 2 weeks, although for some high-risk properties the insurer might stipulate inspections every 7 days.

Do your compliance services meet the requirements of all major insurance companies?

Yes. We work closely with all the major insurance providers to make sure our compliance inspections and reports meet their requirements.

How can property management reduce my commercial insurance premiums?

It can lower the cost of insurance premiums because you’re carrying out proactive property management.

Insurance companies generally impose strict regulations on providing cover for commercial premises, particularly vacant properties. Insurers expect robust risk reduction measures to avoid claims following criminal activity, electrical faults, fire, water leaks or environmental damage.

We tailor our service in line with your insurer’s specific requirements. You can show them detailed evidence which proves you’re managing the risk. This can reduce premiums, and insurance can be easier to find.

Does the service guarantee that any insurance claims will be paid out?

No. However, it does increase the likelihood.

There are many reasons why insurance claims can be refused. The most common are failure to mitigate risk, and insufficient evidence of proactive risk management. Our service protects you against those, and a lot more.

Our property logs and reports give you a permanent record that you’re doing everything possible to reduce the risk. They give you a paper trail which stands up to legal scrutiny in the event of a claim.

Are your property inspectors trained and licensed?

Yes. All of them have been trained and licensed by the Security Industry Authority (SIA). It’s an independent statutory body which supports the Home Office in reducing, preventing and tackling crime. The SIA is responsible for regulating the UK’s security industry.

Why Choose Classic Services Group?

Honest, straightforward advice

There’s no slick sales team or upselling. We provide honest advice about what you might need — and equally honest advice about what isn’t necessary. It’s our job to keep you safe, and save you money.

Decades of experience

Classic Services Group is a family-run company, founded in 1947. We listen and learn, then deliver the right solution based on decades of knowledge and experience as a commercial security provider.

New technology, old-fashioned service

We offer a combination of cutting-edge technology and old-fashioned courtesy to you, our customer. We want to be more than a service provider. It’s about building a warm, friendly, long-term relationship.

Get a free professional security assessment

Would you like a professional security assessment? It’s free, with no obligation to continue. Just ask and we’ll book it in for you.

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